Skip to content

Commercial Insurance

Sole Traders and Micro Enterprises

Definition: 1 to 9 employees and/or Turnover less than 2m Euros

Whether your company consists of an individual or a team of 9, your insurance requirements are likely to comprise of protection of your assets and liabilities, whether they are physical assets such as contents, stock, cars or vans or assets such as employees. We can provide you with a cost-effective complete package of cover in a wide variety of sectors such as:

Shops, Offices, Landlords, Nurseries, Tradesmen, and Management Consultants

For additional information, please contact Chris O’Mahony on 0161 426 1001 or click here to email.


Your insurance needs may consist of a Combined Package policy to effectively take care of your assets and liabilities, with maybe a small fleet policy to provide the necessary cover; however, you may require a full insurance programme comprising of individual policies tailor made to suit your requirements such as:

Commercial Combined – for your physical property, incorporating the relevant loss of profit protection
Commercial Liability – to protect your employees, visitors or customers
Motor Fleet – to provide cover for the various vehicles for which you may be responsible for providing the insurance
Professional Indemnity – indemnity against negligent advice provided for a fee
Engineering Inspection – to ensure your statutory requirements are fulfilled

You may also require friendly help and advice in relation to claims, whether its monitoring frequency or providing guidance to achieve the best settlement possible.

Our experience encompasses all of the above and more. Should you wish to chat through your requirements, please do not hesitate to contact us as follows:

Mark – click to email – 0161 426 1008
Chris – click to email – 0161 426 1001


Our experience within the field of Corporate Insurance has been the key to both the longevity and success enjoyed by JJ Yates. Whether you require a full programme of tailor made insurance policies that recognise your specific requirements or you are looking for an alternative risk transfer programme that fits with your risk culture, we have the necessary expertise to assist.

The key lies in understanding both your business and your requirements to ensure that the optimum cost-effective programme is devised to your satisfaction. You may require a partnership relationship with your Insurer to ensure that they also understand your business and its insurance needs, and our long-standing relationships within the insurance market can achieve this.

We also offer claims reviews and risk management input to assist with the smooth running of your insurance programme.

Our experience runs from Construction companies, Food Groups to Furniture Manufacturers. It also includes complex Public Authority insurance programmes

Should you wish to chat through your requirements, please do not hesitate to contact us as follows:

Tracey – click to email – 0161 426 1009
Mark – click to email – 0161 426 1008

Click here to read our Commercial Terms of Business